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Jae Min Lee, Narang Park and Wookjae Heo
This study examined the factors associated with consumers? decisions to use payday loans. Using a sample of 24,201 respondents from the 2015 National Financial Capability Study (NFCS), structural equation modeling was used to analyze the relationships am...
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Sithembiso Govuzela,Chengedzai Mafini
AbstractBackground: Only one in 10 newly established business enterprises survives for longer than 10 years in the South African business environment. The primary reasons behind the demise of these small enterprises include the lack of access to financin...
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Johnson Antwi and Cephas B. Naanwaab
This paper examines the relationship between generational differences, risk tolerance, and attitudes towards financial investments in a nationally representative sample from the United States of America. The sample consists of pooled cross-sectional data...
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