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Paulo Rupino Cunha, Paulo Melo and Helder Sebastião
We analyze the path from cryptocurrencies to official Central Bank Digital Currencies (CBDCs), to shed some light on the ultimate dematerialization of money. To that end, we made an extensive search that resulted in a review of more than 100 academic and...
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Mikhail Vyacheslavovich Zharikov
The article is time relevant, since a number of countries, such as China and Russia, started pilot testing their digital currencies in 2020, due to the necessity of contactless means of payment during the coronavirus pandemic. The purpose of this researc...
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Tu D. Q. Le, Thanh Ngo and Dat T. Nguyen
Digital credit has gained much attention from academic researchers, practitioners, and policymakers worldwide. This study empirically evaluates the determinants of digital credit using cross-country data from 2013 to 2019. The conventional ordinary least...
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T Rohmawati, H Zulkipli
Pág. 51 - 56
The purpose of this study is to analyze the habits of students in the information technology in conducting transactions either in cash or by using e-money. Questionnaire was a method used in this study by distributing selected questionnaires only to stud...
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Niranjan JN
Pág. 1 - 7
Post-demonetization of the 8th of November, 2016, the government of India changed the stated objective of this move from that of reducing black money in the economy to creating a cashless economy. With Prime Minister Narendra Modi incentivizing digital t...
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Sri Dewi Anggadini, Wulandari Dianti Putri
Pág. 142 - 148
This study aims to determine whether e-Money boosts income in Small Micro Medium Enterprises. This study used descriptive quantitative method. Some people including SMEs entrepreneurs feel that making digital payments e-Money types are helpful in the tra...
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Madhuchandra Bhaduri
Pág. 100 - 106
November 8th, 2016 was a path breaking day in Indian economy when Govt. of India has demonetized the high value currency notes and replaced with new notes of Rs.500 and Rs.2000. This move Govt. was taken to clean the black money from the market, to inspi...
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Janet Roitman
Pág. Finance an - 13
Platform economies are depicted as the foundation for a new era of economic production. This transpires through the incorporation of digital technologies and algorithmic operations into the heart of economic and financial practices. However, different as...
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Richard Chamboko
Women and youth in developing countries remain unserved or underserved by formal financial services. The rise of digital financial services (DFS), including mobile money, provides a promise to accelerate financial and economic inclusion to these populati...
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Richard Chamboko and Sevias Guvuriro
Digital financial services and more importantly, mobile money, have become an important financial innovation to advance financial inclusion in developing and emerging economies. While digital financial services have improved the lives of many Kenyans, to...
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Igor Sokolov,Alexander Misharin,Vasily Kupriyanovsky,Oleg Pokusaev
Pág. 60 - 76
Rail transport in the world, as the most energy efficient, economical and environmentally friendly mode of transport is in the focus of attention of almost all countries. For smart cities that are losing a lot of money from traffic jams, the development ...
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Adam Hayes
Pág. Finance an - 39
This essay makes the case that current debates about the ?moneyness? of Bitcoin and other cryptocurrencies are occurring at the incorrect scale. Rather than being some form of trans-national digital money to be used alongside or compete with national fia...
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Juan Bernardo Bernardo Amezcua Núñez,Alicia De la Peña,Juana María Saucedo Soto
Pág. 45 - 60
This study objective was to profile Mexican millennial money donors for a better understanding of the behavior of social cause charitable donation at different stages of people?s life. Logistic and general regressions analyzes identified social capital a...
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Juan Bernardo Bernardo Amezcua Núñez,Alicia De la Peña,Juana María Saucedo Soto
Pág. 45 - 60
This study objective was to profile Mexican millennial money donors for a better understanding of the behavior of social cause charitable donation at different stages of people?s life. Logistic and general regressions analyzes identified social capital a...
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Chris Rose
Bitcoin was not the first attempt at a digital currency, but it has been the most successful and it is now being accepted by a number of major retailers. Bitcoin is a cryptocurrency and operates as a peer-to-peer network. Its security is guaranteed by cr...
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Imane Elouardighi and Kenza Oubejja
Our study analyzes the relationship between digital financial inclusion and women?s labor force participation, as well as shedding light on the barriers to women?s digital financial inclusion. We have mobilized a microeconomic database that covers 15,192...
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Rabindra Kumar Jena
Technology innovation has dramatically transformed banks over time. Digital innovation in the banking sector began with the introduction of money to replace barter systems, and then gradually replaced wax seals with digital signatures. One such disruptiv...
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Andreas Scalas, Daniela Cabiddu, Michela Mortara and Michela Spagnuolo
A urban digital twin is the virtual representation of real assets, processes, systems and subsystems of a city. It uses and integrates heterogeneous data to learn and evolve with the physical city, providing support to monitor the current status and pred...
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Aleksandra Kuzior, Tetiana Vasylieva, Olha Kuzmenko, Vitaliia Koibichuk and Paulina Brozek
The article substantiates the existence of convergence processes in the field of digitization of countries, taking into account the number of Internet users; people with advanced skills; and indicators of infrastructure (network coverage, population cove...
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Hyunjun Jung and Dongwon Jeong
Central Bank Digital Currency (CBDC) is a digital currency issued by a central bank. Motivated by the financial crisis and prospect of a cashless society, countries are researching CBDC. Recently, global consideration has been given to paying basic incom...
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