Resumen
Micro-insurance phenomenon is one of the most remarkable socio-economic developments of recenttimes. For a long time, the poor, because of their economic circumstances, were considered noninsurableand non-bankable. However, the "micro-insurance" and "micro-credit" phenomena haveshown that the poor can be made insurable and creditworthy if they are organized in small groups.This clearly has deep connotations not just from a finance perspective but, more importantly, from theperspective of poverty mitigation