Redirigiendo al acceso original de articulo en 18 segundos...
ARTÍCULO
TITULO

FINANCIAL INCLUSION IN NORTHEAST INDIA:A SWOT ANALYSIS

Deepjyoti Choudhury    

Resumen

Accumulation of human capital has always paved the way for economic development provided theaccumulation and savings are organised and structured by a formal credit institution. But regionswhere majority of the populations reside in rural areas, with low infrastructure and literacy rate, thebenefits of a formalised credit institutions have always not been tasted. Timely availability of creditand timely saving of the capital is of great necessity for the wellbeing of weak and deprived sectionof the population and thereby creating greater economic development. For instance the Credit-Depositratio of Northeast India to Rest of India is 35:73, which is a clear indicator of unutilised bank'sresources in Northeast India. Financial Inclusion has been thought as an answer to bank the unbankedand bring the weaker sections of society specially the rural people under the umbrella of authorisedfinancial services provided by regulated financial institutions. The technological revolution and thevast use of ICT in banking sector has paved a way for the financial institution and are adoptingbranchless banking as their strategy. Branchless banking is expected to make their efforts successfultowards financial inclusion. In this paper attempt has been made to understand the concept ofBranchless banking and how it can be implemented in Northeast India.

 Artículos similares